Federal Student Loan Consolidation

Consolidate your federal loans for free and save money on monthly payments

About Federal Student Loan Consolidation

When you graduate, federal student loan consolidation can help you with your monthly student loan payment burden by combining all of your federal loans into one loan with one repayment plan and one lender. Students (undergraduate and graduate) and their parents are both eligible for federal student loan consolidation. As long as you have federal student loans, have never consolidated before, have at least $5,000 worth of loans, and are no longer a student, you can take advantage of federal student loan consolidation. Federal student loan consolidation can reduce your monthly payments, give you the convenience of one loan to pay instead of many, lock in a low, fixed interest rate, and extend your repayment term if you wish. Best of all, federal student loan consolidation is a free, government-sponsored program.

Why Consolidate with Us

Remember that even though federal student loan consolidation is backed by the government, the actual loan is still issued by a private lender. Such lenders proliferate on the Internet, so we realize you have quite a few choices when it comes to a federal student loan consolidation lender. Compared to our competitors, we can save you more money with federal student loan consolidation and offer you better terms. We also make the federal student loan consolidation process as fast and hassle-free as possible by allowing you to complete it online. Here are a few reasons to consolidate with us:

• Lock in low, fixed interest rates for life of loan
• Reduce payments by as much as sixty percent.
• Get a 0.25% reduction rate with automatic withdrawal
• One percent interest rate reduction when you make your first 36 consecutive on time payments or 2% rate reduction after you make your first 48 consecutive on time payments
• No application fees, prepayment penalties, or other charges
• Apply entirely online with our electronic signature technology

Apply Now for Federal Student Loan Consolidation

Start saving money on your monthly payments by applying for federal student loan consolidation today. Just click "apply now" to fill out our short online application. You don't have to have the details of your student loan portfolio at the time of application. Just give us some basic contact information, and we will get in touch with you to handle the rest. Apply now!